Located at the mouth of Tampa Bay, Egmont Key is now primarily a wildlife refuge. Accessible only by private boat, it has a unique natural and cultural history, including a lighthouse that’s stood since 1858. On any given day you’ll find boating, swimming and fishing activities going on around this small island; often oblivious to the decades of history. Although its outward appearance deceives the average observer, take a moment and travel back to the beginning.

This modest island located at the entrance to Tampa Bay played a dynamic part in the area’s history. Named in honor of John Perceval, the second Earl of Egmont, it witnessed the passing of Spanish Conquistadors, English, and Spanish Privateers, the violent struggle between brothers in blue and grey and later ships of steam and iron. Today hundreds of steel hulled, oil driven, satellite guided ships pass this small island, on course to Tampa.

Throughout the early 1830’s as Tampa developed into an active seaport, so did the number of shallow water groundings near Egmont Key. To remedy the situation local citizens petitioned the Government to construct a lighthouse at the entrance to the bay. In March 1848 Congress authorized $7,050.00 to erect the only lighthouse between St. Marks and Key West. Living on the island with his family, the first lighthouse tender, Sherrod Edwards operated the new beacon.

Shortly after completion, the great hurricane of 1848 struck Florida’s gulf coast. As a result, enormous tidal surges completely covered the island. Before the storm; Edwards placed his family in a small boat and tied it to cabbage palms at the highest point on the island. There they rode out the violent storm. By morning the exhausted family returned to the lighthouse finding it severely damaged and their possessions gone or destroyed. As the powerful storm passed and the winds and seas subsided; Edwards again loaded his family into the boat, rowed to shore and resigned his post as lighthouse tender.

In what is generally called today’s hurricane season; subsequent storms followed and also, wreaked destruction on the island and lighthouse. Once again, Congress came to the rescue and appropriated monies to redesign and rebuild the lighthouse to withstand future storms. The new 120 foot lighthouse was fitted with a “Fresnel Lens” and “Argard Lamp,” the most modern and newest equipment of its time. As a tribute to the builders this structure still stands today.

This small island added a dreadful footnote to the Seminole Indian Wars. Egmont served as a holding area, and point of departure, for hundreds of Seminoles awaiting transportation to a reservation in Arkansas. As the final Indian War came to a close in 1858, a tragic event took place on tiny island. The last remaining chief in South Florida; Billy Bowlegs surrendered in Fort Myers with his remaining followers.
For their final rendezvous before crossing the Gulf of Mexico they were transported to the holding facility at Egmont Key. Shortly, before boarding a transport ship and unable endure the humility of being taken from his native Florida. A proud warrior named Tiger Tail committed suicide by grinding up pieces of glass and swallowing it with a glass of water. His suicide tragically ended an era of Indian Wars in Florida.

In 1861, the deadliest Civil War in U.S. history commenced. Confederate troops decided to occupy this strategic location, but quickly realized they were unable to defend its location. Making preparations to leave, they decided to render the lighthouse useless, and took the Fresnel lens during the evacuation.

Despite the inoperable light beacon, Union Forces captured the island in November 1861 and established a Union gunboat base. These boats successfully blockaded the entrance to Tampa Bay and shelled buildings of military importance, around the bay. At one point they even invaded and briefly occupied the Tampa. Before the war ended, with the surrender of General Robert E. Lee in 1865, thousands of run-away slaves, Union sympathizers, and Confederate prisoners were held captive on the small isolated island.

As the war subsided, new lighthouse keepers were hired to live on the island. They were responsible for day to day operations involving general house keeping, lens cleaning, and wick trimming.

When the U.S. Lighthouse Service established a sea buoy depot and coal shed in 1872; the small history filled island finally seemed destined to some normality, but not for long.

In 1898, irresolvable differences over the liberation of Cuba loomed on the horizon, between the United States and Spain. The Spanish-American War seemed inevitable and apprehension ran high for the citizens of Tampa. Concerned over a Spanish fleet invasion, they demanded the government intervene and establish some kind of security guarding the entrance to Tampa Bay. In 1906 an Army Fort was completed for an invasion that never came to pass. Never the less, the mighty fort, named in honor of Army Major Francis Dade stood ready to guard Tampa Bay.

Fort Dade soon became a sprawling island town. Complete with post office, Movie Theater, electric lights, telephone service, sewers, icehouse, and hospital; it even had an elementary school. Nearing the 20th century, a fort that proudly served even during the World Wars was finally decommissioned in 1923. Now the once proud fortress succumbs to years of abandonment and pounding surf. Much of the original fort and buildings located 250 yards inland are literally crumbling into the sea.

In 1939 lighthouse operations was transferred to and are now maintained by the U.S. Coast Guard. In the 1940’s the lighthouse was modernized by adding two 200,000 candle power airport beacons visible to 28 miles offshore. When the original beacon was removed; to accommodate the modern lights the tower was shortened to 85 feet.

The Tampa Bay Pilots Association was founded in 1886, to help guide merchant ships into Tampa. Today, their presence on Egmont Key is a living statement to Tampa’s maritime history.

Egmont Key State Park and National Wildlife Refuge - was established in 1974 and protects a diverse community of animals and plants, many of which are either threatened or endangered. This island refuge was once the site of the former United States Army Fort Dade Military Reservation, and abundant reminders of this unique military past can be found scattered throughout the island today. Silent gun batteries testify to a time when mighty battleships reigned supreme on the world’s oceans. Anyone with interest in Tampa history or ghost towns should visit Egmont Key State Park that’s open 365 days from 8 AM until sundown.

Captain Woody Gore is an outdoor writer, photojournalist, and speaker. He also guides fishing charters in the Tampa, Clearwater, St. Petersburg, Tarpon Springs, Bradenton, and Sarasota areas. Fishing these areas for over fifty years he offers memorable fishing adventures. Capt Woody’s website is located at: WWW.CAPTAINWOODYGORE.COM or give him a call at 813-477-3814

This article is owned by Capt. Woody Gore and is copyright protected. Permission to republish this article in print or online must be granted by Capt. Gore. wgore@ix.netcom.com

The most neglected, but essential piece of equipment used to get a boat to the water is the trailer. If for no other reason than their application, trailers require constant attention.

Winter in Florida is not what our northern neighbor’s experience, but when the temperatures drop below freezing it does keep a few crackers off the water. And this is  a great time toget catch up with those trailer issues you’ve been avoiding.

If you are loafing around this winter, staying warm, at least try to look busy. If not your significant other might spots you it trigger’s an instinct known only to them. They instantaneously realize this cannot be right; there is something definitely is wrong with the picture. Like magic she appears from nowhere with a sheet of paper in her hand. Cringing and trying to avoid eye contact; we finally realize we’re busted. She’s right in front of us with the “The List.” That’s right, it’s the honey-do or marriage maintenance list that seems impossible to accomplish in a lifetime and certainly not before spring.

However, as members of the”Anglers for Peace at Home Club” we know we can do it, we’ve done it before. After all winters a good time to get a few things done around the house and tune up your boat, fishing tackle, and other equipment hunting also needs tuned up, because springs just around the corner.

As we near the spring months, the woes of the ill prepared are evident along any highway. They’re sitting on the side  with flat tires, burnt wheel bearings, broken springs or axles. Then again, those that did reach the ramp are sitting in a boat that won’t start or run. These problems really but a damper on an outing, but with minimal effort and planning, can be avoided.

Pro-active Preventative Maintenance is the key to preventing avoidable problems. It’s simply means fixing what needs fixing before it needs fixing. Proactive and preventative maintenance goes along way to preventing future repair cost while curtailing reciprocal damage to other parts. It will certainly make your life easier.

Two categories of outdoor persons exist today, the ones that have it done and the “do-it yourselfers”. Regardless of which group you’re in, waiting until the last minute to get something repaired is asking for trouble. Appreciably, some things happen at the last minute, but many others we know about well in advance.

For trouble free trips to the ramp, here are some easily preformed inspections you can do at home. It’s easier to inspect the trailer after you launch or before load, because the boats not in the way. Make notes for later repairs. Clean it after each use, particularly when used in saltwater. Rinse everything thoroughly; the suspension, frame, wheels, crossbar tubes, spare, hitch, inside of the wheels and flush brake assemblies thoroughly. Remember, boat trailers take a beating, so keeping it clean and repaired prolongs the inevitable.

Preventative Maintenance includes bearings, brakes, tires, lights, wiring, and hardware.

Here is a good tip for “Do It Yourself Types” The Digital Camera offers tremendous advantages to us do it yourself types. When you get into some new territory like cleaning and repacking a wheel bearing, cleaning a reel, shotgun or anything for the first time, take plenty of in-focus photos along the way. Now when it comes to putting it back together and you are not sure where something go just print the photos and there you are. (It also works great in identifying where all those wires go on televisions, disk players, VCR’s, and surround sound systems)

Bearings keep things rolling smoothly. They should be checked and lubricated every couple of weeks depending on usage. Use a hand grease gun (never a power gun) and apply grease until you see grease oozing out. Over filling may damage the rear seal. Milky colored grease means water is present and the bearings should be repacked. During your inspections look for an accumulation of grease on the inside of the wheel, if you find grease the rear seal may be damaged and should be replaced immediately.  Preventative maintenance means cleaning and repacking wheel bearings every six months to one year depending on amount of use.

Brakes if your trailer has them should help stop your rig. Check the brake system for leaks, worn disk or pads and proper operation. Brake pads on boat trailers wear quickly, so keep and eye on them.

Tire Pressures & Treads on trailer tires are different, so make sure you maintain the correct pressure. It’s usually found on the sidewall in small letters. Check tread and wear patterns occasionally; rotating and balancing the tires periodically. When replacing a tire especially on an aluminum rim, make sure all the corrosion is removed from the bead contact area and always replaced valve stems. If you don’t carry a spare tire you should and remember to change a flat also requires a suitable trailer jack and lug wrench.

Lug Nuts become especially important when you have a flat. Inevitably they will rust and trying to remove them, without an impact wrench is next to impossible. However there is a remedy and it’s called “Never Seize” This anti-seize compound and extreme pressure lubricant is formulated with copper graphite, aluminum and other ingredients to protect metal parts against rust, corrosion and seizure. It’s found at most auto parts stores and when applied to your lugs and nuts can be a life saver, when changing flat tires.

Lights & Wiring take a pounding on trailers, so keep your eye on the wiring. Make sure it’s not cut or rubbing on the frame or hanging down. Have someone assist in checking the proper operation of brake lights, turn signals, and running light. Although subject to interpretation mounting your lights on the guide poles is an easy solution to water problems.

Highway Emergency Kit: Put together an emergency kit that includes a spare tire and wheel, lug wrench w/ extension handle, wheel chocks, flashlight w/extra batteries, extra wheel hub assembly w/ bearings, seals and lug nuts, marine wheel-bearing grease, spare winch strap, spare tie down straps, replacement light bulbs, replacement fuses, hydraulic jack to fit your trailer, and safety markers and flares.

If we do this before our major fishing season gets underway we’ll be well ahead of the game. Then should be experience an issue with our trailer, we’ll be prepared to handle it. Overall, it just makes our life simpler.

Captain Woody Gore is an outdoor writer, photojournalist, and speaker. He also guides fishing charters in the Tampa, Clearwater, St. Petersburg, Tarpon Springs, Bradenton, and Sarasota areas. Fishing these areas for over fifty years he offers memorable fishing adventures. Capt Woody’s website is located at: WWW.CAPTAINWOODYGORE.COM or give him a call at 813-477-3814

This article is owned by Capt. Woody Gore and is copyright protected. Permission to republish this article in print or online must be granted by Capt. Gore. wgore@ix.netcom.com

Article By: Capt. Woody Gore

Check the tires on your car or trailer, do they look good, have plenty of tread, no bald spots or wear and tear? If that’s the case; you’ve probably got a great set of tires with years of life?  However, those tires could actually be ready to break apart at any moment.

Although they might look new never take them at face value.  We all shop price when making a purchase especially for new tires; we want the best deal and often rely solely on price.  Unfortunately, we live in a “buyers beware” world, so, always be wary of “great tire deals,” because they actually have a “use-by date.”  Most people don’t know this because it’s not advertised and there’s no law protecting us.  And worse still, the consequences of driving on old tires can be deadly.  This is not just about getting the best tires for your money…it’s about getting the best safe tires.

European and Asian tire manufacturers elect to warn of the dangers associated with driving on ‘new’ tires that are actually six years old, or even older.  For example; the Volkswagen manual states “WARNING” old tires can fail causing loss of vehicle control and personal injury.  Replace tires after 6 years, regardless of tread wear.

Tires are a billion dollar business and it’s hardly surprising that here in the good old United States we’re literally kept in the dark; because no company wants to destroy tires and see profits decline.  If they look new, and smell new, they are new…wrong!

So, how old is old?  In 2008, the ABC news show 20/20 ran a special report on the dangers of old tires.  The show used undercover reporters to purchase “new” tires from various retailers and tire stores.  Some shocking facts came out about so called “new tires,” on sale at well-known reputable outlets.  Many tires were actually up to 12 years old, so it makes you wander what stores without the big name and reputation might sell us.  Although they are often  represented as new may have sat in a warehouse or retailers rack for many years.

The report revealed that old tires are “ticking time bombs.”  As rubber ages, it dries out; which leads to increased stress on the infrastructure resulting in tread separation, blowout and loss of control.  When that happens, a tire can literally disintegrate while driving.  The 20/20 report said some experts are now recommending an expiration dates of only 6 years from the date of manufacture.

Most failures result in serious property damage.  However, for the more serious crashes the National Highway Traffic Safety Administration estimates about 400 fatalities annually are attributable directly to tire failure. Despite all the evidence, the NHTSA has failed to impose a shelf life on tires.  All they’ve done is issue a warning to check your tires.

Why?  Because the tire industry is a billion dollar market and no manufacturer wants to destroy tires and watch profits decline.  Tire manufacturers and retailers are not ready to junk thousands of tires every month; that could easily be sold as new?

How Do We Protect Ourselves: As average consumers, how can we tell old tires from new ones?  We take for granted when buying tires; they’re new not old unsold tires sitting on a retail outlet rack or in a warehouse for years.

Determining the age of a tire is as easy as reading its Tire Identification Number often referred to as the tire’s serial number. Tire Identification Numbers is actually a batch code the U.S. Department of Transportation (DOT) and National Highway Traffic Safety Administration (NHTSA) requires. The  identification number has the letter DOT, followed by ten, eleven or twelve letters and/or numbers that identify the manufacturing location, tire size and manufacturer’s code, along with the week and year the tire was manufactured.

However, with dwindling profit margins, many times we’re kept in the dark about things that endanger our lives. To the uninformed consumer it’s just a meaningless series of numbers on the side of the tire. However, now an informed consumer you knows the manufacturing date stamps are important and where they are located. All we have to do is look on either of the sidewalls and find the last 4 numbers at the end of the DOT serial number.

Reading the code: In the illustration the manufacturer DOT number is; DOT U2LL L*LR 5107. The first 2 numbers at the end (51) are the week of manufacture and the last 2 numbers are the year (07) of manufacture.  For example: 5107 means the tire was completed the 51st week of 2007, or mid December of that year.  If the last group of digits has only 3 numbers the tire was made before 2000.  For example: “219″ means the tire was made the 21st week of 1999. Before you buy that next set of tires, be in informed buyer.  Tell the retailer you want to know when the tire was manufactured and be certain to check the last 4 digits of the DOT serial number yourself.

Make certain to keep your sales receipt.  Most manufacturers warranty their tires for four years from the date of purchase or five years from the week it was manufactured.  So, if you purchased new tires manufactured exactly two years ago, they will be covered for a total of six years, four years from the date of purchase, as long as you have your receipt.  If you lose your receipt, in this example, the warranty coverage will end five years from the week of manufacture, resulting in the tire manufacturer’s warranty coverage, ending only three years from the date of purchase.

Whether you’re shopping for new tires, riding on new tires, or have tires that are several years’ old, check the actual age as soon as possible.  Now we know where to look and how to interpret the manufacturing code we can determine if the store we’re buying from is forthcoming about tire age, warranty and longevity.

Captain Woody Gore is an outdoor writer, photojournalist, and speaker.  He also guides fishing charters in the Tampa, Clearwater, St. Petersburg, Tarpon Springs, Bradenton, and Sarasota areas. Fishing these areas for over fifty years he offers memorable fishing adventures.  To contact Capt Woody please visit his website at WWW.CAPTAINWOODYGORE.COM or give him a call at 813-477-3814

They’re out there and hauling everything imaginable! Most are not safely attached to the tow vehicle or improperly maintained; they are endangering you, me and our families.

When it’s time to hitch up the trailer and go… you hitch up and go. But do you really know what you’re doing dragging all that weight around behind you?

According to recent studies, many drivers use their vehicles to tow, but have limited knowledge about what’s going on behind their vehicle. This often puts themselves and others at risk while traveling our highways. Regardless if you’re hauling yard trash to the dump or heading to the boat ramp for a day on the water; this kind of responsibility can add up to serious accountability issues, legal liabilities, and higher costs for insurance. Even more important is the overall inconsistency in towing safety, rules and regulations. The lack of towing knowledge; often result in serious injury or death.

Trailers towed in Florida need safety chains, lights, proper hitches, hitch locks and if it weighs over a certain amount; must have brakes on one or more axles. Here’s something that baffles me about towing a trailer. In Florida a certain size trailer is required to have brakes, however the same trailer in another state does not. Hardly makes sense does it. Why do we need 50 different sets of guidelines and laws regulating towing and the safe operation of trailers? While I’m not a fan of the federal government regulations, when it comes to trailers and towing laws; I certainly believe the laws should be consistent nationwide.

According to five years of data collected through the National Highway Traffic Safety Administration, on average, there are over 68,000 accidents each year involving passenger vehicles towing trailers. The average fatalities from these accidents surpass 440 persons per year. The average numbers of injuries from these accidents exceed 24,000 per year, and the average instances resulting in property damage goes over 43,000 per year. Overall, the bottom line; there is no excuse for these kinds of statistics.
There are unsafe trailers on the road everyday and regardless of the size or type it’s a lack of education or understanding of what’s involved to safely and properly tow a trailer. One finding of trailer and towing studies revealed that drivers towing; admitted they had no indication as to weight limits, braking, backing, passing, proper set up, and handling a trailer in tow. More surprising was most felt they didn’t need to learn.

A good starting point to help educate the consumer regarding the operation and towing of trailers, would be to standardize the laws and regulations nationwide. It would simplify the process, while answering the questions: What’s required on the trailer, safety chains, lights, hitch locking devices, break-away switch? How much can a trailer/vehicle weigh before it needs brakes? What type and size hitch is required?

Half of the battle is using the proper equipment. The other half is law enforcement. Law enforcement officers need to be trained on what the laws and requirements are for safe trailer towing so they can enforce them. Seat belts for example are designed to save lives and tickets are issued when they are not worn. So why isn’t at least a measure of attention paid to those who tow trailers with unsafe hitches, no safety chains, lights, brakes, or faulty tires? These are even more dangerous then not wearing a seat belt and are endangering everyone on and off the road. Isn’t prevention of accidents a part of traffic enforcement?

This article is owned by Capt. Woody Gore and is copyright protected. Permission to republish this article in print or online must be granted by Capt. Gore. wgore@ix.netcom.com

As a long time proponent of artificial lures I thoroughly enjoy a fishing trip with some of my favorite lures. As waters begin cooling usually in early fall you’ll often find me tossing an early morning topwater and as the sun climbs I’ll switch to a large artificial swim or jerkbait.  Depending on the feeding cycle you might not get as many strikes with larger lures but usually they attract larger fish. Like any other artificial’s the biggest factor is proper presentation and the confidence it’ll catch fish.

As a youngster and with a desire to learn how to fish with artificial lures I would take two rods with me. One rigged with a topwater Dalton Special or MirrOlure and the other with a soft plastic worm, jerk or swim bait. Making the decision at an early age; I decided to become proficient at artificial, thereby gaining the confidence needed to catch fish and I’d throw them all day. It must have worked because today I thoroughly enjoy fishing wood and plastic lures and confident in my ability to catch fish using them.

Artificial lures require continuous casting so, your choice of tackle should include a light tackle, 7 to 7½ foot spinning rod and reel spooled with your choice of monofilament or braid. I prefer 8-15 pound braid for its casting distance. Normally you’ll also need a piece of Seaguar Fluorocarbon leader 12 to 18 inches long tied to the braid using a double Uni-knot. It’s now time to tie on your favorite confidence lure using a loop knot.

If you prefer a bait caster to spinning again, you might choose a 7 to 7½ medium to medium heavy rod and reel. If you use braid on your baitcaster I’d suggest spooling nothing lighter than 50 to 60 pound braid. This size is still the equivalent of 10 to 12 pound monofilament and does not embed into the spooled line.

Through the years, it’s my preference to use a good topwater early or late in the day. This does not mean you cannot experience topwater action during other parts of the day. It mostly depends on feeding patterns and presentation. The foremost questions asked is what the best lure is and what color? The lure doesn’t make much difference provided you become adapt at presentation. It ought to emulate a swimming or wounded baitfish and that’s on you. Learning to work a lure regardless of manufacture is to your advantage.

What color baits do I choose? If it’s soft plastics everyone has his or her own favorites.  Anglers are bombarded with elaborate varieties of colors and if were to bring all these color patterns, they’d probably sink their boat.

So are there any rules for what color pattern to fish?  None, but most anglers’ select transparent or subtle colors in clear water or on sunny days. On cloudy days or stained water, a more solid color pattern is preferred.

So what colors should you carry?  This decision is hard to make.  I usually carry a small variety of color patterns so I can fish in any water clarity or sunny or cloudy day.  However, if I had to decide on only a few colors it would be root beer or new penny for stained water and white or white/light green for clear water.  Now all you have to do is decide what style lure to use and how to work it.
What about topwater and diving lures? Years ago, anglers would pop or chug lures across the surface. Today, one of the best action retrieves is called “walking the dog” or retrieving the lure with a short jerky action. This reel and jerk action makes the lure dart back and forth from side to side. Diving lures are basically swim baits and when reeled have their own action derived from the shape or lip configuration. Basically, color plays a more prominent role in diving lures and the same guides apply as for soft plastics. However, in topwater’s the primary color seen by a fish is the lures belly which plays only a small part in feeding fish. The fish is striking largely on the action of the lure as it’s worked across the surface.

Jerkbaits and artificial shrimp are excellent fish catchers. Jerkbaits rigged weedless or on jigheads seem to attract more attention when using the twitch and reel retrieve. However, when this is not producing significant action slow it down or stop it occasionally. With the new stinky baits tossing one into a likely area and letting it sit produces exceptional action.

Realism is the key in soft plastics. Frequently soft baits stiffen up or become hardened, so if you have one of those expensive swim types that’s rolling or running on its side or do not have the same action as new, you need to soften the plastic. Try suspending it in hot water for a few seconds.  When using a pot over heat never let it sink or touch the bottom. If you do you’ll have a melted lure.

Fishing artificial is both exciting and exhilarating. The idea of consistently coaching a fish into striking a non-natural lure is the true measure of an artificial lure angler. Once proficiency and personal confidence are gained; you’ll find yourself relaxing with a nice artificial lure; anxiously anticipating the thunderous strike of that next trophy that bit on your presentation.

Fishing Florida for over 50 years I offer professionally guided fishing and teaching charters around Tampa Bay, St. Petersburg, Clearwater, Bradenton, Sarasota, and Tarpon Springs. So, if you want to catch fish, have a memorable adventure or perhaps learn some new fishing tips give me a call. I also specialize in group or multi-boat charters. Tell me what you need and leave the rest to me.

To Book Fishing Charters please visit my website “www.captainwoodygore.com” or call me at: 813-477-3814.

This article is owned by Capt. Woody Gore and is copyright protected. Permission to republish this article in print or online must be granted by Capt. Gore. wgore@ix.netcom.com

Boat ownership is much like owning other vehicles; most require insurance especially when financed. To protect their investment lien holders require insurance on the vessel or vehicle. Even if it’s owned outright you should still consider getting it insured. There are lots of situations that could go wrong when you own a boat including sever liability issues. So, good but affordable insurance will go a long way towards protecting you and that investment.
Insurance is like insurance companies are not all the same. When buying boat insurance do your homework; make sure you’re not buying a pig in a poke.

Here are some thoughts on acquiring affordable and solid insurance.

Shop Around: Make a cost and coverage comparison of at least 3-4 insurance policies from different companies. This helps you locate a policy that offers maximum coverage for an affordable price. Purchase boat insurance from a company that has a good rating.

What’s It Actually Worth: Know what your boat is worth. Today’s market has likely reduced the value of your boat. This might allow you to reduce your premium.

Agreed Value or Actual Cash Value: What’s the difference?

Agreed Value normally costs more however it does provide higher compensation levels. In the event of limited loss it pays the replacement cost of items and will pay the stated policy value if the boat is a total loss.

Actual Cash Value is less expensive because it depreciates all losses and pays you less in nearly every claim. Mutually these policies have benefits but only you can decide which best for you.

What It Covers – What It Doesn’t: Essential coverage usually includes salvage recovery, accidental damage, fire, flood, and storm damage, theft, vandalism or malicious acts, and liability coverage. Make sure you understand exactly what coverage you’re getting as well as what’s not covered.  You need to identify its coverage and the amounts it pays. What about environmental issues, i.e. fuel spills, clean-up and property damage? Does your insurance pay to remove the sunken boat? Not necessarily; it often depends on your coverage and insurance company. If the policy doesn’t make sense ask them to explain in a language you understand. Plenty of policies exclude these type coverage’s.

• Your boat sinks and is covered by insurance, but what about salvage cost, clean up and removal charges.

• Are you protected against hurricane damage? Usually at additional cost with higher deductibles.

• You’ve decided to stay out overnight but weather forces you into a neighboring marina. While there your boat catches fire. Does your policy cover the damage to the marina and other boats, and to what extent?

• While docked or anchored your boat sinks because your automatic bilge switch failed, is the consequential water damage covered? Your policy might exclude losses caused from a failed part.

• Storing your boat at home would not require contractual liability.
However, most rental storage or marinas have, hold harmless provisions in their contracts. Does your policy satisfy this hold harmless agreement?

Drop the Comprehensive: Consider a liability policy that still protects you from lawsuits if you damage someone else’s property or someone gets injured. Do this only if your boat is paid for and you can financially suck up repairs, damages or the loss of your boat. When considering liability only coverage makes certain they include medical coverage for passengers, salvage removal, fuel spills and uninsured boater coverage.

Pay the Small Things: Try to handle the smaller claims yourself, don’t submit claims for minor problems save it for the larger ones. Ask about a larger deductible and always asks your insurance company for a discount.

Safe Boater Course Discounts: Boating safety courses are offered throughout the country, covering all types of recreational vessels. Qualified volunteer organizations, such as the U.S. Coast Guard Auxiliary, U.S. Power Squadron, and others sponsor boating safety courses. Many times insurance companies will offer discounts if you take and pass an approved safe boating class.

This article is owned by Capt. Woody Gore and is copyright protected. Permission to republish this article in print or online must be granted by Capt. Gore. wgore@ix.netcom.com

Snook (Gulf Coast Size Limit: 28-33 Inches) – The Snook bite’s been ok but nothing like the summer months. These earlier than normal cold snaps dropped the water temperatures drastically sending snook running for warmer water. If you’re looking for greenbacks they’re also on the move and much smaller. While they always seem to be at the Skyway, north winter winds often make it difficult if you are in a boat. Shrimp are usually available except when strong winds keep the shrimpers in port. Here’s a tip when using greenbacks or shrimp during cool water weather. Cut the tail fins off the sardines to slow them down and tail hook a shrimp with a jighead and fish it slow on the bottom. Remember bridges, docks and deepwater structure during cool water times.

Redfish – Redfish should continue cooperating provided it doesn’t the water temperatures don’t get too low. Cut bait and artificial lures are productive. Topwater lures worked with a “walk the dog” action is always exciting, especially on a calm morning.

Sea Trout – Cold water usually means the trout bite is going to start. As the temperatures begin cooling they head to the deeper grass flats, rocky shoals and start eating. This would be a good time to experiment with artificial lures.

Mackerel, Cobia, Sharks – for some reason we seem to keep some resident mackerel schools in the bay area. You’ll find them eating glass minnows and small greenbacks.

Cobias are starting to show up around the bay and with cool water temperatures they’ll head to the power plant hot water discharges. Chum bags, large shrimp and pinfish produce well.
When fishing the hot water discharges you’ll probably catch your share of smaller sharks.

Sheepshead – Sheepsheads are everywhere and should start picking up around rock piles, oyster bars with sandy shoals, docks and bridges. Scrap the pilings, use a piece of green mussel and hang on.

Tampa Bay’s the largest open-water estuary in the state, and is home to a myriad of sea grasses, marine life and a hale and hearty diversity of fish. These marine creatures attract many species of fish, birds, manatees and other wildlife which come to feast on the rich food sources. If angling is something you enjoy, then Tampa Bay and the inter-coastal waters of the gulf coast certainly offer some awesome fishing opportunities.

While fishing can be done year round, fall offers some excellent opportunities on a variety of species. On fishing outings some species you’re likely catch include snook, redfish, cobia, tarpon, trout, grouper, kingfish, and mackerel. Read on to see what’s going on in November?

As we approach the cool water temperatures of winter, shallow water fishing definitely improves. The fish start aggressively feeding for winter and become more active as they search for food. They’ll take an assortment of baits from live to dead. And since they will have large appetites anglers will have greater success using a wider range of artificial lures.

Snook: This is our last month to keep snook as the season closes December first. November is when things usually start coming alive around the bay and inter-coastal waterways. Snook are usually tops on the list as the fall transition has started and we are catching Snook on just about every shoreline.  The best bite has been at the beginning and end of either incoming or outgoing tides. Snook normally respond live baits as well as top water lures, jerk baits and shallow diving lures.

Spotted Sea Trout: Beginning November first it will be catch and release only in the south region until January first. Otherwise winter’s a great time for the big gator trout especially as they start working their way into the back-country and deeper grass flats. Often concentrating in deeper holes usually makes them easier to locate especially on low tides.

Redfish: The reds are still biting and some are still schooled up biting everything tossed in their direction. They should continue to be consistent on the flats and around the mangroves. A variety of artificial lures are catching their share along with live shrimp, sardines, and pinfish. The key to finding redfish, is fishing dark patchy bottoms, especially around schools of larger mullet. Although chumming with live bait works, tossing dead cut bait around the mangroves on flooding tides usually brings them out to investigate. Most are holding close to the shoreline.

Inshore Gag Grouper: The inshore grouper bite will pickup especially as the water temperatures cool down. Fishing should be good when we can avoid the northerly cold fronts and high winds. Lots of keeper nearshore and Tampa Bay fish coming up with a few really nice keepers from 15 to 25 feet of water. These guys are awesome fun especially on light tackle and trolling.

Kingfish, Spanish Mackerel, Bonito, Bluefish: November cold fronts are here and so are the traditionally high winds that follow. As the water temps fall with each passing front the near beach kingfish bite should improve. Tons of bait should bring the kings, Spanish mackerel, bluefish and bonito within a mile or so of the beach or inside the bay.

Fish With Captain Woody Gore: Fishing Florida for over 50 years I offer professionally guided fishing and teaching charters around Tampa Bay, St. Petersburg, Clearwater, Bradenton, Sarasota, and Tarpon Springs. So, if you want to catch fish, have a memorable adventure or perhaps learn some new fishing tips give me a call. I also specialize in group or multi-boat charters. Tell me what you need and leave the rest to me. To book a charter please visit my website “www.captainwoodygore.com” or call me at: 813-477-3814.

It’s that time of year, the fish are eating and we’re doing more catching than fishing. This is a great time to fish as late summer and early fall temperatures start dropping. If you want to catch tarpon, snook, redfish, trout, snapper, grouper, or sharks now is the time to do it. “Give Me a Call and Let’s Go Fishing” For charters or articles on catching fish, visit my website www.captainwoodygore.com.

Tarpon are still around and biting. We’ve caught plenty over the past month. On a recent outing with my son Capt. Mike took his new Ranger out for some break-in time and decided to do some early morning topwater action with our favorite the Top Dog Jr. The snook bite was slow so we decided to look around trying out his new Hummingbird 1197.

While checking an inshore reef south of St. Pete Pier, we noticed schooling tarpon feeding on a giant bait schools. Of course neither of us brought out tarpon gear and you can bet your bottom that won’t happen again. Not able to withstand the personal pressure, we decided to fish them anyway. I tied on the deepest sinking lure in the box a MirrOLure Catch 5 and began casting toward the schooling fish. To make a two-hour story short we jumped five tarpon and landed a nice cobia. Unfortunately, we lost every MirrOlure in the boat, but man… what a ride on tarpon.

Redfish and Snook are all over the area hanging around the many lush grass flats and mangrove shorelines. As redfish move back into the bay it’s not usually easy to find them schooled up on the many grass flats covering Tampa Bay. It’s also the time of the year when the really big reds show up. You never know whether you’re going to a catch one in the slot or one of the giants over 30 inches. These big reds often top the scales at 15 to 20 pounds. The upper bay area is holding good numbers of fish but you must pick your tide days carefully when fishing north of the Courtney Campbell Causeway by boat. The area gets extremely shallow on low water, so fish the higher tides with live bait or shrimp under a small cork.

Snook are in season until December 15 on the gulf coast. With most of the snook we caught averaging in the 22 to 25 inch range. The new slot limits of 28 inches to 33 inches often make it tough to put a slot fish in the boat, but if you work at it, you’ll catch one or two especially as fall approaches. We did catch one or two in the 29 to 35 inch range on live greenbacks. For those who like the night life associated with snook fishing, this is great time. They’re hanging under residential docks watching the light line for a quick meal. Use a shallow diving artificial lure or free-line a big shrimp. Make sure to use a weighty leader like Seaguar 30-40 lb., so you don’t get cut of on the pilings.

As for the others, we’ve been catching good sized mangrove snapper at the bridges with some topping out around 3 pounds. Cobia are showing and for us it usually only takes a chum bag over the side to spark their curiosity. If you hook-up, be ready with another rod and bait as other cobias will be following the action. Mackerel, bluefish, jacks and ladyfish are feeding on bait schools everywhere. If its glass minnows they’re after remember to match the hatch.

Never turn your fishing nose up at ladyfish and jacks especially when kids are involved; they can certainly make or break a trip. Most children are not interested in fishing, however they are interested in catching and they don’t care what it is. When you take kids fishing make sure it’s all about them. You’ll get your turn when you and your buds get out.

If you want to catch fish, have a memorable adventure or perhaps learning some new fishing tips give me a call. I also specialize in group or multi-boat charters. Tell me what you need and leave the rest to me. Fishing Florida for over 50 years I offer professionally guided fishing and teaching charters around Tampa Bay, St. Petersburg, Clearwater, Bradenton, Sarasota, and Tarpon Springs.

To Book Fishing Charters please visit my website CaptainWoodyGore.Com or call me at: 813-477-3814.

September Fishing Report - Tampa Bay Area

Snook season opens and as usual the action should be excellent. You’ll find plenty of big fish around bridges and passes especially at night with free-lined baits like pinfish, greenbacks and jumbo shrimp. Fishing the flats around broken bottom potholes and mangroves will be good. For some exhilarating experiences try tossing a good topwater walk-the-dog topwater lure. MirrOlure, High Roller, and Thunder Shad are excellent choices. If you’re not into artificial lures greenbacks always do the trick. However, this usually requires some experience throwing a net and a good circulating livewell. Early morning beach fishing is also productive, you’ll find plenty of fish chasing bait in the surf; try a shallow diving lure.

If you’re looking for some late summer fun particularly for the youngsters, take them snapper fishing. Not only are these fish fun to catch but they are great eating. Small free-lined greenbacks or pieces of fresh shrimp around markers, bridges or rock piles will usually result in a limit of fish. If the tides a little strong add enough split shot to keep the bait down 3-6 feet. Don’t forget a chum bag. Here’s a tip: Put them on ice immediately, this make them much easier to clean. It gels the fat in their stomach keeping it from sticking to your knife.

Tampa Bay is still be loaded with plenty of threadfins and the mackerel and bluefish will be all over them. Mac’s and Blue’s are excellent targets this month. If you’re looking for awesome, light tackle action this is it. Threadfins are everywhere but look around marker cans, range markers or shallow reefs. Anchor up current, toss out a few baits for chum and throw to the striking fish.

Redfish action will be steady with schooling fish moving around the area. Approach schooling fish carefully you don’t want to split them into several groups because it’s often difficult to group them back up. Always pole or slow troll to within casting distance, Power-Pole down and present a low profile by getting off the bow. Try to pick off fish at the outer edges; and never cast into the middle of the school. Reds eat shrimp, greenbacks, and pinfish. If they’re not looking for live bait cut bait might work.

Trout fishing is always productive around lush grass flats. It takes moving water to get them eating but when they start… its fish-on. Popping corks with artificial plastic tails or live shrimp will produce. If you’re watching a cork and it’s bobbing up and down that usually a pinfish eating your bait; trout snatch it under and keep it down.